Services
A complete independent wealth advisory practice.
Planning, investments, retirement, risk, estate and business — co-ordinated through one continuous relationship, so the parts of your financial life that should speak to each other actually do.
01
Investment Advisory
Long-term investment strategy across local and offshore markets — built around your goals, your time horizon, and the decisions you don't want to make alone or in a hurry.
02
Wealth & Financial Planning
Considered planning for individuals, families and business owners — cash-flow clarity, tax efficiency and a steady hand on the big decisions: liquidity events, transitions, and the long arc of a career.
03
Retirement Structuring
Confidence around income, longevity and tax — across retirement annuities, preservation funds, living annuities and discretionary capital. Designed so the next chapter feels secure, not anxious.
04
Risk & Protection
Honest, independent assessment of life, disability, severe illness and income cover — sized around the people who depend on you, not around product targets.
05
Estate & Inter-Generational Planning
Wills, trusts, executor planning and continuity across generations — co-ordinated with trusted legal, fiduciary and offshore partners so your family is left clarity, not paperwork.
06
Portfolio Advice & Ongoing Review
Portfolio advice and ongoing review, supported by authorised investment partners — with continuous review, scheduled meetings and clear, ongoing reporting. Where discretionary portfolio management is part of the arrangement, it is provided by an appropriately authorised Category II discretionary investment manager.
07
Business & Shareholder Assurance
Buy-and-sell, key-person and contingent liability structuring for shareholders, partnerships and owner-managed businesses — joined up with your personal plan, because the two are never really separate.
How we are remunerated
Dynamic Consult charges advice fees on a clearly disclosed basis — agreed with each client before any work begins and documented in our initial disclosure notice. Where applicable, ongoing advice fees are structured as a percentage of assets under advice and reviewed annually with the client.
We do not earn undisclosed commission on investment products and hold no tied agency with any product house. Where commission applies — for example on risk and protection products — it is disclosed in full at the point of recommendation in terms of the FAIS Act.
A full fee schedule and initial disclosure notice are provided at first consultation. You are entitled to request these before proceeding.
Licence status & scope of authorisation
Dynamic Consult JV (Pty) Ltd is an authorised Category I Financial Services Provider, FSP 54508. Dynamic Consult provides financial advice and intermediary services. Dynamic Consult does not provide discretionary financial services unless specifically authorised to do so. Where discretionary portfolio management, model portfolio management or mandate-based portfolio management is used, this is provided by an appropriately authorised Category II financial services provider, discretionary investment manager, product provider or platform. Product recommendations remain subject to client-specific advice, suitability assessment, risk disclosure, fee disclosure and client acceptance.
Role separation
Dynamic Consult is responsible for financial advice and intermediary services within its licence category. Product providers, platforms, asset managers and discretionary investment managers remain responsible for their respective product, platform, investment management or mandate functions.
Investment risk
Market-linked investments may rise or fall in value. Past performance is not a guarantee of future performance. Income from investments may not be guaranteed unless expressly stated by the product provider.
Disclosures & complaints
Clients may request the FSP disclosure, complaints process, conflict of interest policy and privacy notice at any time. Unresolved complaints may be escalated to the FAIS Ombud.
A private conversation
Begin a quiet conversation.
A confidential discussion about where you are, the decisions ahead and whether our approach is the right fit for you and your family. Unhurried, considered and without obligation.